Pensions

Information relating to pension provisions for council employees

The council offers access to an employer pension scheme for all employees.  These schemes operate slightly differently for teaching and non-teaching staff and further details on the provisions for both of these groups can be found below.  

Non-Teaching Staff

Pensions for non-teaching staff are provided by Lothian Pension Fund

By law, all staff are automatically enrolled into the pension scheme if earning over £10,000 a year (£833 per month), aged over 22 (and under state pension age) and employed on a contract of 3 months or more.  Even if you do not meet the criteria to be automatically enrolled, you may still opt to join the pension fund at any point by completing LPF New Entrant Form.  The council is required to undertake a re-enrolment exercise every 3 years, therefore if you meet the criteria you will be automatically enrolled and you will be notified of this.  More information and opt out forms can be found at Lothian Pension Fund

Contributions to the pension scheme are made by both the employee and the council.  Employee contribution rates are banded according to salary and reviewed on an annual basis.  Detail of the current rates can be found Icon for pdf here [88.48KB].  Employees have the right to appeal against the banding applied to them and further details on the process to follow can be found Icon for pdf here [98.9KB] and the required form can be found Icon for word here [32.27KB].

If you are leaving the council there are 3 options available (depending on your length of membership).  You can (1) preserve your benefits, (2) transfer to another scheme or (3) obtain a refund of your contributions.  More information can be found at Lothian Pension Fund

Teaching Staff

Pensions for teaching staff are provided by Scottish Public Pensions Agency

All new full and part time teachers, aged between 16 - 75 are automatically enrolled. Even if you do not meet the criteria to be automatically enrolled, you may still opt to join the pension fund at any point by contacting SPPA.The council is required to undertake a re-enrolment exercise every 3 years, therefore if you meet the criteria you will be automatically enrolled and you will be notified of this.

Contributions to the pension scheme are made by both the employee and the council.  Employee contribution rates are banded according to salary and are reviewed on a monthly basis.  Detail of the current rates can be found here.

If you are leaving the council there are 3 options available (depending on your length of membership).  You can (1) preserve your benefits, (2) transfer to another scheme or (3) obtain a refund of your contributions.  More information can be found at Scottish Public Pensions Agency