Affordable Credit
Responsible lenders act in the best interests of the customer by providing clear terms and conditions, making sure credit is affordable and offering support to the borrower if they have difficulty with repayment. If you need to take a loan or buy items on credit, there are different options for affordable credit available from responsible lenders.
Credit Unions
A credit union is a not for profit organisation that provides affordable financial options for its members through savings accounts and low cost loans. There are three credit unions available for West Lothian residents and each provides a range of products and services for members.
| Name | Contact Details | Website |
| West Lothian Savings & Loans | Blackburn Partnership Centre, Ashgrove, Blackburn, EH47 7LL Tel: 01506 650198 | West Lothian Savings & Loans (opens new window) |
| Caledonian Credit Union | Unit 6, Almondbank Centre, Craigshill, Livingston, EH54 5EH | Caledonian Credit Union (opens new window) |
| Capital Credit Union | 31 Dunedin Street, Edinburgh, EH7 4JG Tel: 0131 225 9901 | Capital Credit Union (opens new window) |
All credit unions are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
