Accessing your Credit Reports

To enable us to give you the best advice regarding your circumstances, we need to see your full consumer credit report. Under GDPR, these can be requested for free from each of the UK's main credit agencies. Please follow the below guide as to how to request and access each of these reports.

TransUnion

You will need: Name(s), Date of Birth, Email/Mobile and your current address. Verification is done via credit/debit card (no money is taken from your account). You will then be asked a few questions such as "Who do you bank with?" and "Who provides your credit card?" Once this is done, you will have instant access to your report. You can either print or save as a PDF to then email to your money advisor.

 

Equifax

You will need: Name(s), Date of Birth, Email and your addresses for the last 6 years. You will need to create an account but you do not need your bank/credit card for verification. You will then be asked a few questions such as "Who do you bank with?" and "Who provides your credit card?" Once this is done, you will have instant access to your report. You can either print or save as a PDF to then email to your money advisor.

 

Experian

You will need: Name(s), Date of Birth, Email and your addresses for the last 6 years. You do not need to create an account but a passcode will be issued out to you within 7 days. On receipt of this passcode, you will be able to access your report. You can either print or save as a PDF to then email to your money advisor.