Identity theft
Three quarters of UK adults have now been personally affected by identity fraud. Research reveals that 79% of Britons are still being careless with their personal details.
Keep your identity safe
Your identity and personal information are valuable. You wouldn't through your credit cards, your passport or your cash in the bin. Yet throwing your personal information out can have just the same effect. Criminals can use your personal details to open bank accounts and get credit cards, loans, claim benefits and much more in your name.
Always shred mail that has your address on it, as well as bank and credit card statements. Use the link 'keeping your personal information safe' for more advice.
You may already be a victim of identity theft if:
- items have appeared on your bank or credit card statements that you do not recognise;
you applied for a state benefit but are told that you are already claiming; - you receive bills, invoices or receipts addressed to you for goods or services you haven't asked for;
- you have been refused a financial service, such as a credit card or a loan, despite having a good credit history;
- a mobile phone contract has been set up in your name without your knowledge; or
- you have received letters from solicitors or debt collectors for debts that aren't yours.